PDX Renovations

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  • Christmas Bills Lead to Debt

    Did you know that this time of year is infamous for getting consumers into debt. No surprise, huh. Christmas bills lead to debt all year long. Many of us feel the pressure to buy presents for loved ones, friends and co-workers  and overspend our budget, sometimes by thousands of dollars. Consumers go into debt on average of $2000 to $4000 each Christmas and then spend most of the new year trying to pay it off. When credit card companies charge upwards of 25% interest, consumers will be paying hundreds of dollars in interest. So here are some things to think about for the upcoming year. If you haven’t already done your shopping, think smart. The Christmas spending cycle has to stop somewhere, so why not make a change this December and give yourself a break in 2015.

    Here are some helpful tips from financial planners on Christmas spending.

    • Budgeting and planning ahead is the number one key to success. Set an attainable goal of what you put away each month for the following Christmas. Budget out what to spend and when and you’ll avoid costly Credit card bills later.
    • Cut back on Christmas spending. Make a reasonable list and stick to it. Don’t fall for “Black Friday” deals on things you really don’t need.
    • Make your list early and start before the Christmas rush. Keeping on budget is much easier when you have plenty of time to plan.
    • Don’t spend more than you have. This is an easy one, but Consumers fall into the spending trap each year because of TV advertisements, special incentives from stores and credit cards. The entire season has become about “spending” When in fact, we should be “spending” TIME with loved ones and friends.
    • Change your perception of the holidays. It’s not all about the presents. It’s about the joy of the season.
    • Think homemade gifts or special things you can do for someone, without breaking the bank.
    • Random acts of kindness can be worth so much more than a wrapped present that most likely will sit on a shelf gathering dust or adding to the Christmas “10” lbs Americans on average gain each Season.

    Spend wisely and save yourself the horrible January bills.

    **Already in Debt and don’t know where to turn? Do you have a rental house or vacant home, even an inherited home you weren’t intending on owning? Do you need to sell for cash today? Fill out our sell fast form and get a cash offer within 1 hour of us viewing the property.  https://patient-liger-dev.10web.site/how-we-buy/

  • Out of State Rental

    So you bought a rental house, or two for an investment or decided to move out of state and instead of selling the home you once lived in, you decided to rent it out. Then you moved out of state, perhaps to retire or make a career change, at any rate you now have to worry about renters. Now you have out of state rentals.

    Owning an out of state rental property can be extremely costly. Sometimes travel is necessary, unless you pay a costly management company. As we all know, renters come and go and it’s difficult to find a good one who wants to rent for more than a year. 70% of renters don’t stay more than a year as they have goals and aspirations of their own, or perhaps they are just at a temporary job or not sure what the future holds for them, nevertheless, they won’t stay forever, which means you are constantly working. Working on a home you never plan to live in again. Is it really worth it? And if you moved away to “retire” and you still own that rental home elsewhere, you are still tied down. No one wants to be tied down while retired.

    Rentals also need constant repairs, yard-work, updating and TLC, which is another reason you will remain at your renter’s beck and call. Even a newer home can have problems and need maintenance upkeep.

    Traveling back and forth to your rental can be a drain on your bank account, along with time taken away from other things, like family, hobbies and fun travel. Some things to think about when thinking of selling your out of state rental home~~ you’ll save time and money and have peace of mind, along with cashing out that equity that you may need for more important things.

    If you live out of state and are thinking of selling, contact us today or fill out our sell fast form at https://patient-liger-dev.10web.site/sell-house-quickly/

  • Get your Equity working!

    Equity is important. It’s the reason to invest in real estate in the first place. Have you ever dreamed of owning real estate, growing your equity with each year. Well now is a great time to think of the rewards of selling and getting that equity to work for you. Whether it’s home improvement time or perhaps a young adult off to an expensive college, time to downsize or whatever the reason.

    The Portland area market is constantly changing, but now we are beginning to see the start of a trend in price declines in the real estate re-sale market. As this trend picks up, it will possibly diminish the equity you have in your home. Waiting to sell a home in Portland, OR, for example, can result in a loss of equity and a loss of net value. Can you afford to take another financial hit after recovering from the last market crash? Are you ready to sell now instead and save yourself time and headaches down the road?

    There are many reasons that make great financial sense when deciding when to sell a home and liquidate your equity. Whether you want to relocate to better schools or progressive job markets, are ready to downsize, or want to have a more secure retirement, following the rule of investing—maximizing your equity—and cashing out at the right time will be one of the most important decisions you will ever make in your lifetime.

    One good way to beat the market trends is to consider a fast house sale. You can sell your home fast, cut through a lot of red tape, avoid broker and agent fees and make even more money on the sales of your property.

     

    Fill out our sell fast form and get a cash offer quick. It’s that easy with no out of pocket expenses.

    https://patient-liger-dev.10web.site/how-we-buy/