PDX Renovations

Category: Uncategorized

  • Downsizing is an Investment in You: Sell My Home Fast

    Have you considered what downsizing can mean to your financial freedom?

    Downsizing, typically associated with retirees, can help people at any age. In this post, we discuss ways people from all walks of life are breaking out of the grind by selling a home fast and using downsizing to their advantage.

    Limitations of a Big House

    American’s infatuation with bigger is better may have run its course in the real estate market, and for good reason. Mortgages are high. Property taxes are high. Maintenance costs are high. Mortgage refinancing regulations are more stringent. The bottom line is, if you can live with a little less, your financial obligations can decrease and your future can look a lot brighter.

    Paying Off Debt

    The economy left a lot of folks with more debt than they ever imagined possible. The high interest rates associated with credit card debt make the thought of eventually paying off big debts almost unimaginable. Selling a home fast allows you to liquidate, pay down that unmanageable debt and start seeing the light at the end of the tunnel.

    Investing in the Future

    Anyone who has taken a good hard look at the employment picture over the past 10 years knows that the prospects of getting ahead a grim. Wages have stagnated. Good paying jobs are rare. People are working for less money. Many are underemployed, trying to get by with part-time work.

    One big advantage of downsizing is that by reducing monthly financial obligations, pursuing alternatives for education and skills improvement and becoming more marketable in employers’ eyes can become affordable and realistic.

    Establishing a Realistic Retirement Plan

    Retirement futures aren’t looking bright these days. The economy wiped out 10—12 years of retirement funds that seemingly can’t be replaced. Older workers fortunate enough to have a job can’t afford to stop working. Others, without jobs, are concerned they won’t have enough invested to last a lifetime.

    Younger workers can’t make enough to contribute fully to a retirement account or put money aside for savings.

    Downsizing is enabling people to plan for and enjoy their retirement years. The extra cash makes saving and retirement contributions realistic and adds to monthly case flow for an improved lifestyle.

    Downsizing today isn’t just for the elderly. Folks are making smart decisions by downsizing and finding the means for career advancement, better retirement planning and living debt free.

    By selling a home fast and downsizing, you can take advantage of one or more of these lifestyle enhancing ways to improve your financial situation.

    Can downsizing help you?

    Do you have a piece of property (house, lot, or land) you’d like to sell fast?  Fill out our Sell Fast Form and get a cash offer within one hour of us viewing the property.

  • How to Get the Most from a Fast House Sale

    Most people prefer to sell a home fast and maximize their profits. However, one  of the unfortunate aspects of selling a house is that it takes time and money.

     

    Houses can sit on the market for a long time before an offer is forthcoming. Costs of repairs and renovations aren’t cheap. Deals cave because either buyers don’t qualify or an appraisal came in low. Realtor commissions and fees add up. While all this is going on, you don’t have access to the equity that is tied up in your house.

     

    But selling a house does not have to take forever nor does it have to involve out-of-pocket expenses and commissions. In this post we’ll talk about ways how  selling your house for cash can help you sell your house fast while avoiding unnecessary fees to keep the profits.

     

    A Fast Sale

    Cash for home sales can be completed within the time that it typically takes to just list a house with a traditional real estate transaction. A cash deal can be completed in days, not the typical months required with a traditional sale. The faster you get your cash, the better. Why wait forever to sell and cash out?

     

    And you don’t have to put up with the hassle of showing your home, leaving every time someone wants to look at your property. No waiting for buyers to qualify for the loan, no back and forth negotiation about the property value. Just a quick, simple offer, a signed contract and you’re done.

     

    Keep the Fees and Commissions

    Cash deals are free from realtor commissions. The price you are offered is the full price that you get. All the extra dough you shell out for fees stays in your pocket.

     

    No Costly Renovations

    There is no need to update, repair or renovate to get your house ready to market. Cash deals are frequently “as is” deals, so you don’t have to take the time and money sprucing the place up.

     


    Avoid the Bankers

    With a cash deal you are not subject to the whims of bankers who decide for you what your house is worth. Cash deals are between you and the individual or organization making the offer. Agree on a price, shake hands, sign the paper and keep the banks out of your business.

     

    Don’t Sweat the Appraisal

    More deals fall through today as a result of low appraisals than ever before.

    Deal killing appraisals aren’t part of a cash house sale. You don’t have to worry about the house not qualifying for its fair value.

     

    If you want to sell your house fast, not have to pay commissions or fees and not have to deal with appraisers or bankers, a cash deal can expedite the process, keep the full value of the proceeds in your pocket and let you get on with your life without waiting months to close the deal.

     

    Would you like to sell your house fast and keep more profits in your pocket?

     

    Do you have a piece of property (house, lot, or land) you’d like to sell fast?  Fill out our Sell Fast Form and get a cash offer within one hour of us viewing the property.

  • 3 Signs Your Home Equity is Not Helping You!

    Are you struggling to make ends meet? Making do with less, but still finding it difficult to stick to your budget?

     

    The economy over the past several years has put you and a lot of people like you in a tough financial situation. The American Dream and middle class has been redefined in the wake of the recession. More and more people are opting out of home ownership because of the monetary obligations of a mortgage, home insurance, maintenance costs and repairs.

     

    If you haven’t considered it, you may want to think about how you can put the equity in your home to good use if you can tap into it to improve your lifestyle and get your financial house in order. If you sell your house, you gain access to equity that can help you dig out of a hole and get back on the road to recovery.

     

    In this post, we look at three signs that your home equity may be hurting, and not helping you.

     

    You’re Living Paycheck-to-Paycheck. If you are like the majority of Americans, stagnant wages, under employment or a long period between jobs has put a strain on your ability to meet financial obligations. Tapping equity in your home through an equity loan doesn’t present an affordable alternative because the added monthly expense will only make your cash flow tighter. A cash house sale can quickly free up equity assets that you can put to good use by paying down debts and having an adequate income to meet monthly expenses.

     

    You’re Putting Off Home Repairs.  Home repairs can be costly, but the cost of not attending to needed maintenance can be costlier in the long run. The longer you wait, the less your property value becomes. A cash house sale can be made for “as is” property, allowing you to avoid repair costs and put some money into your pocket instead of into a house that has become unaffordable.

     

    The Neighborhood is Going Downhill. The number of foreclosures over the years led to a lot of unattended homes.  Entire neighborhoods saw declines in value as a result. Increased rentals and absentee landlords didn’t help the situation much. Fortunately, many neighborhoods have bounced back, but they won’t regain those original values. Sometimes it is best to get the most that you can from the sale of your home and avoid the next downturn in the market.

     

    If any of the above three signs describe your situation, it may be time to consider selling your home. Sitting on equity, when meeting daily financial obligations is a challenge, doesn’t make sound fiscal sense. Why continue to struggle when you can clear the slate free of debt and unaffordable costs? A cash home sale can free up the equity that is better used now to live a more comfortable, stress-free lifestyle.

     

    Can a House Cash Sale help you?

     

    Do you have a piece of property (house, lot, or land) you’d like to sell fast?  Fill out our Sell Fast Form and get a cash offer within one hour of us viewing the property.